Search Results for: medicare advantage

How to convince an aging public to buy an inferior insurance plan; the problem with Medicare Advantage Plans

Posted on October 31, 2023October 31, 2023 by bill

How to convince an aging public to buy an inferior insurance plan; the problem with Medicare Advantage Plans. Like many Americans, I am approaching Medicare age. Switching to Medicare requires signing up through the Center for Medicare Services. While many of us do not realize how great this can be, many of us are duped into signing up for Medicare Advantage plans instead. It begins with a massive barrage of mail, television ads to speak to experts (a huge boiler room paid on commission), and paid-for ads on the internet placed above actual Medicare. There is huge money being made Read More »

The Medicare advantage plans meant to curb Medicare spending is actually costing us more.

Posted on June 7, 2023 by bill

The Medicare Advantage plans meant to curb Medicare spending is actually costing us more. I have warned patients for years about Medicare Advantage plans which are private insurers taking your Medicare coverage and privatizing it. Promoted as wildly popular due to the heavy marketing and bait-and-switch tactics boiler rooms are using to switch patients to these plans before they even sign up for Medicare. Talking to their experts who are commissioned salespeople results in your signing up for an inferior plan that often gives participants a free gym membership for members. Traditional Medicare offers a low deductible and coverage in Read More »

Is your insurance agent selling you an inferior Medicare Advantage insurance plan in exchange for a fat commission check?

Posted on March 10, 2023March 10, 2023 by bill

Is your insurance agent selling you an inferior Medicare Advantage insurance plan in exchange for a fat commission check? It has been my experience that in business, incentives alter the behavior of those in the system. We see this in the healthcare space where finding caring and competent care is more difficult than ever. Visit an ER today and see what corporatization has done to the experience. The incentive is to do the least and charge the most. The experience is horrendous. We see the same with insurance agents who sell auto insurance and give people the pip switch option Read More »

More reasons to be wary of Medicare Advantage Plans according to Medpage today.

Posted on December 25, 2019June 13, 2022 by bill

More reasons to be wary of Medicare Advantage Plans according to Medpage Today. Our blog has reported on the problems that exist with Medicare Advantage Plans. Many of these plans offer to give you an enhanced benefit in exchange for using a private insurance carrier. Most people find out the benefits disappear when they try to use a specialist or have an out-of-state healthcare emergency. Medicare Advantage, otherwise known as Medicare + C claims to offer lower costs. Often, after the low Medicare deductible has been reached, patients find out their provider choices are limited as well as their choice Read More »

Are Medicare Advantage Plans leaving you at a disadvantage?

Posted on October 14, 2018November 2, 2020 by bill

Are Medicare Advantage Plans leaving you at a disadvantage? Medicare remains the gold standard for the care of our senior population in the USA. Patients are happy about their experiences with Medicare. During the yearly sign up period, Medicare Advantage Plans are heavily marketing to earn your business and get you to switch out of traditional Medicare. Should you consider this option? A number of years ago, the insurance industry lobbied to offer a choice of private plans that can be a Medicare Replacement through a private insurer. The Hype vs. The Truth; Medicare is much better; here’s why Medicare Read More »