Tag: medicare advantage plans

More reasons to be wary of Medicare Advantage Plans according to Medpage today.

More reasons to be wary of Medicare Advantage Plans according to Medpage Today. Our blog has reported on the problems that exist with Medicare Advantage Plans.  Many of these plans offer to give you an enhanced benefit in exchange for using a private insurance carrier.   Most people find out the benefits disappear when they try to use a specialist or have an out-of-state healthcare emergency. Medicare Advantage, otherwise known as Medicare + C claims to offer lower costs.  Often, after the low Medicare deductible has been reached, patients find out their provider choices are limited as well as their choice Read More »

NJ health plan retirees must be wary of the new Aetna Medicare replacement plans; here’s why.

NJ health plan retirees must be wary of the new Aetna Medicare replacement plans; here’s why. If you work for the state of New Jersey and are a NJ health plan retiree and are Medicare eligible , you are no doubt aware that there are changes to your coverage. We have warned our patients about most Medicare Advantage plans, since they are bait and switch vehicles for insurers to give you less than Medicare does, while promising to give you more. In NJ, you can still maintain Medicare as your primary, and Horizon or Aetna as your secondary in retirement.   These Read More »

Are Medicare Advantage Plans leaving you at a disadvantage?

Are Medicare Advantage Plans leaving you at a disadvantage? Medicare remains the gold standard for the care of our senior population in the USA.   Patients are happy about their experiences with Medicare. During the yearly sign up period, Medicare Advantage Plans are heavily marketing to earn your business and get you to switch out of traditional Medicare.   Should you consider this option? A number of years ago, the insurance industry lobbied to offer a choice of private plans that can be a Medicare Replacement through a private insurer. The Hype vs. The Truth; Medicare is much better; here’s why Medicare Read More »

Medicare part C plans vs. Medicare and a supplement; buyer beware.

Medicare part C plans vs. Medicare and a supplement; buyer beware. You have finally reached the age of 65 and are now enrolled in Medicare; is there a better option? Medicare was developed in 1965 and signed into law by Lyndon B Johnson as a way to help pay for the medical needs of those reaching retirement age as well as those with disabilities. Medicare part A is free and is designed to cover hospital stays over 72 hours as well as some skilled nursing care. Medicare part B is not free, but the monthly premium is subsidized and low, Read More »