Good news for chiropractic patients who have the Federal Employee benefit plan
If you are an employee of the postal service, TSA or any other branch of government insured by the excellent Blue Cross Blue Shield Federal Employee benefits plan, the American Chiropractic Association has been able to markedly improve your chiropractic benefits. See below
ACA Legislative Action Results in Expansion of Coverage Under the Blue Cross Blue Shield Federal Employees Plan
Largest federal carrier recognizes landmark PPACA provision
The 2014 Blue Cross and Blue Shield Service Benefit Plan, as authorized by the Federal Employees Health Benefits law, has announced that effective January 1, 2014 it will “now cover any licensed medical practitioner for covered services performed within the scope of that license, as required by Section 2706(a) of the Public Health Service Act (PHSA). Previously, benefits for certain medical practitioners were limited to services performed in Medically Underserved Areas (MUAs).” And it further announced that due to such compliance with Section 2706(a): “Benefits for chiropractic care are no longer limited to one office visit and one set of X-rays per year.” Coverage for those services will be based upon “the benefits we provide for office visits and … for our coverage of radiological services performed by covered professional providers.”
Section 2706(a) “Non-discrimination in Health Care” was passed under the Patient Protection and Affordable Health Care Act and was spearheaded by the ACA. This follows a long history of ACA legal and legislative action which included a first time chiropractic benefit into the Blue Cross Blue Shield Federal Employees Plan, the expansion of coverage to include physical therapy services as well as preserving the physician status for doctors of chiropractic under the program.
For a list of 2014 federal benefit brochures by state, click here
This means that the former artificial limits on chiropractic have been removed, which is great for you. This is one of the few plans that has improved, rather than worsened under the hands of insurance carriers.