It’s the end of 2012, and it is time to make the most of your health care plan It’s the end of 2012, and it is time to make the most of your health care plan Many of you may have put money aside in a health care plan and it needs to be used by the end of the year or you will lose it. Others have benefits that were not used but do not renew if they are not used by the end of the year. Read More